MICR Code Search
The MICR Code Search tool helps you find bank branch details using the MICR (Magnetic Ink Character Recognition) code. MICR is a 9-digit code used for cheque processing.
This tool is for informational purposes only. Bank details (IFSC, MICR, SWIFT codes) are sourced from RBI and bank databases and may change. Always verify details with the respective bank before initiating any financial transaction. TaxGST.in is not responsible for any discrepancies or losses arising from the use of this information.
Frequently Asked Questions
Find answers to common questions about micr search. Click on any question to expand the answer.
MICR (Magnetic Ink Character Recognition) code is a 9-digit code used by banks for processing cheques. It appears at the bottom of cheques and enables automated cheque clearing through magnetic ink technology.
MICR code has 9 digits: first 3 digits represent the city code, next 3 digits represent the bank code, and the last 3 digits represent the branch code.
MICR code is printed at the bottom of a cheque leaf using magnetic ink. It appears as a white band with black characters that can be read by machines.
MICR code (9 digits) is used for cheque processing and ECS transactions, while IFSC code (11 characters) is used for electronic fund transfers like NEFT, RTGS, and IMPS.
No, MICR code is different for each branch of a bank. The first 3 digits (city code) and next 3 digits (bank code) may be same for branches in same city, but last 3 digits (branch code) are unique.
No, MICR code cannot be used for NEFT transfers. For NEFT, RTGS, or IMPS transfers, you need the IFSC code of the beneficiary's bank branch.
Most scheduled commercial banks in India have MICR codes for their branches that handle cheque transactions. However, some small branches or newly opened branches may not have MICR codes.
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