MICR Code Search
MICR Code Search: Find Bank MICR Code
Search MICR Code to Get Bank Branch Details | Find MICR by Bank Name
Complete Guide to MICR Code
MICR (Magnetic Ink Character Recognition) code is a 9-digit code used by banks for processing cheques. It appears at the bottom of cheques and helps in automated cheque clearing.
MICR Code Structure
- First 3 Digits (110): City Code (identifies the city)
- Next 3 Digits (002): Bank Code (identifies the bank)
- Last 3 Digits (001): Branch Code (identifies the branch)
MICR vs IFSC Code
| Feature | MICR Code | IFSC Code |
|---|---|---|
| Length | 9 digits | 11 characters |
| Format | Numeric only | Alphanumeric |
| Primary Use | Cheque Processing | Electronic Transfers |
| Location | Bottom of Cheque | Passbook, Statement |
| Transfers | Not used for transfers | NEFT, RTGS, IMPS |
MICR code is primarily used for cheque processing and ECS transactions. For NEFT, RTGS, or IMPS transfers, you need the IFSC code, not the MICR code.
MICR Code Search - Find Bank MICR Code Instantly
Our MICR Code Search tool helps you find complete bank branch details using the MICR code. You can also find MICR codes by entering the IFSC code. MICR codes are essential for cheque processing and ECS transactions.
How to Use MICR Code Finder
Using our MICR finder is simple:
- MICR to Bank: Enter the 9-digit MICR code to get bank name, branch, IFSC code, and address.
- IFSC to MICR: Enter the IFSC code to find the corresponding MICR code for that branch.
Why MICR Code is Important
MICR code enables automated cheque processing through magnetic ink recognition technology. It ensures faster and more accurate cheque clearing compared to manual processing. Every cheque issued in India contains the MICR code at the bottom.
Frequently Asked Questions about MICR Code
Find answers to common questions about micr search. These FAQs are designed to help you understand key concepts and make informed decisions.
1. What is MICR code?
MICR (Magnetic Ink Character Recognition) code is a 9-digit code used by banks for processing cheques. It appears at the bottom of cheques and enables automated cheque clearing through magnetic ink technology.
2. How many digits are in MICR code?
MICR code has 9 digits: first 3 digits represent the city code, next 3 digits represent the bank code, and the last 3 digits represent the branch code.
3. Where can I find MICR code on a cheque?
MICR code is printed at the bottom of a cheque leaf using magnetic ink. It appears as a white band with black characters that can be read by machines.
4. What is the difference between MICR and IFSC code?
MICR code (9 digits) is used for cheque processing and ECS transactions, while IFSC code (11 characters) is used for electronic fund transfers like NEFT, RTGS, and IMPS.
5. Is MICR code same for all branches of a bank?
No, MICR code is different for each branch of a bank. The first 3 digits (city code) and next 3 digits (bank code) may be same for branches in same city, but last 3 digits (branch code) are unique.
6. Can I use MICR code for NEFT transfer?
No, MICR code cannot be used for NEFT transfers. For NEFT, RTGS, or IMPS transfers, you need the IFSC code of the beneficiary's bank branch.
7. Do all banks have MICR code?
Most scheduled commercial banks in India have MICR codes for their branches that handle cheque transactions. However, some small branches or newly opened branches may not have MICR codes.
This MICR code search tool is for informational purposes only. While we strive to keep the data accurate, we recommend verifying the MICR code with your bank for official transactions. TaxGST.in is not responsible for any errors or omissions.
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