Calculators & Tools
Free Tax & Finance Calculators
29 free online calculators & tools for Income Tax, GST, Investments, Loans & Banking — updated for FY 2026-27 with GST 2.0 rates.
Tax Calculators
6 toolsIncome Tax Calculator
Calculate income tax for FY 2026-27 with old & new regime comparison
Old vs New Tax Regime
Compare tax regimes to find which saves more tax
HRA Calculator
Calculate House Rent Allowance exemption under Section 10(13A)
Capital Gain Tax Calculator
Calculate LTCG and STCG on property, stocks, mutual funds
TDS Calculator
Calculate Tax Deducted at Source on salary, rent, professional fees
Rent Receipt Generator
Generate rent receipts for HRA exemption — ready to print
GST Tools
5 toolsGST Calculator
Calculate CGST, SGST, IGST for all GST 2.0 slabs (0%, 5%, 18%, 40%)
Reverse GST Calculator
Remove GST from total amount to find base price
GST Late Fee Calculator
Calculate penalty & interest for delayed GST return filing
GST Number Verification
Verify GSTIN and get complete taxpayer details, filing history & PAN search
HSN Code Finder
Find HSN/SAC codes with applicable GST rates for goods & services
Investment Calculators
10 toolsSIP Calculator
Calculate mutual fund SIP returns with year-wise growth table
Step-Up SIP Calculator
Plan SIP with annual increment — grow investment by 10% or 20% yearly
SIP to Crorepati
Plan your journey to Rs.1 Crore with monthly SIP targets
SIP & SWP Calculator
Calculate SIP accumulation and plan systematic SWP withdrawals
Mutual Fund Overlap
Check portfolio diversification and identify overlapping stock holdings
PPF Calculator
Calculate PPF maturity with 80C tax benefits — 15-year lock-in
NPS Calculator
Calculate NPS pension corpus, monthly pension & tax savings under 80CCD
Sukanya Samriddhi
SSY calculator for girl child — 21-year maturity with tax-free returns
Gratuity Calculator
Calculate gratuity payout under Payment of Gratuity Act 1972
FD & RD Calculator
Calculate Fixed Deposit & Recurring Deposit maturity with compound interest
Loan & EMI Calculators
3 toolsBanking Tools
5 toolsIFSC Code Search
Find bank branch details by IFSC code — bank name, address, MICR
PIN Code Search
Search PIN codes across India — post office, city, district, state info
MICR Code Search
Find MICR codes for banks — essential for cheque processing
SWIFT Code Search
Find SWIFT/BIC codes for international wire transfers
Bank Branch Locator
Locate bank branches nearby — IFSC code, address, contact details
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Why Use TaxGST Free Tax & Finance Tools?
100% Free — No Registration Required
All 29 calculators and tools are completely free to use. No sign-up, no hidden charges, no data collection. Just open and calculate instantly.
Updated for FY 2026-27 & GST 2.0
All tools reflect the latest tax slabs, new GST 2.0 rates (0%, 5%, 18%, 40%) from the 56th GST Council meeting, and updated income tax regime rules under the Union Budget 2025.
Mobile-First Design
Every calculator is built with responsive design — works perfectly on mobile phones, tablets, and desktop computers. Calculate on the go.
Privacy First — Your Data Stays Yours
We don't store any personal or financial data. All calculations happen in your browser. Your information never leaves your device.
Complete Guide to TaxGST Free Online Calculators
TaxGST.in offers India's most comprehensive suite of 29+ free online tax, GST, investment, loan, and banking calculators. Whether you're a salaried professional calculating income tax, a business owner computing GST liability, or an investor planning SIP returns, our tools provide instant, accurate results updated for the latest financial year 2026-27.
Tax Calculators for Salaried Individuals & Businesses
Our Income Tax Calculator lets you compute tax under both the old and new tax regimes, helping you choose the one that saves maximum tax. The Old vs New Tax Regime Comparator provides a side-by-side comparison so you can see exactly how much you save. For those claiming house rent exemption, the HRA Calculator computes the exemption under Section 10(13A) considering actual rent paid, basic salary, and HRA received. The TDS Calculator helps you determine tax deduction at source for various payment types including salary, rent, professional fees, and contractor payments. For employees leaving a job after 5+ years, the Gratuity Calculator estimates the payout under the Payment of Gratuity Act 1972.
GST Tools for Businesses & Professionals
The GST Calculator supports all GST 2.0 slabs — 0%, 0.25%, 3%, 5%, 18%, and 40% — and computes CGST, SGST for intra-state transactions and IGST for inter-state transactions. Use the Reverse GST Calculator to extract the base price from a GST-inclusive amount. The GST Late Fee Calculator estimates penalties and interest on delayed GSTR-1, GSTR-3B, and GSTR-9 filings. The GST Number Verification tool lets you verify any GSTIN in real-time, fetching complete taxpayer details, filing history, and business information. The HSN Code Finder helps identify correct HSN/SAC codes and applicable GST rates for goods and services.
Investment & Retirement Planning Calculators
Plan your wealth creation journey with our investment calculators. The SIP Calculator shows projected returns on monthly mutual fund SIP investments with year-wise growth breakdown. The Step-Up SIP Calculator models annual increment in your SIP amount. The SIP to Crorepati Calculator helps you determine the monthly SIP needed to reach Rs. 1 Crore. The SIP & SWP Calculator is a dual-purpose tool that computes both accumulation during working years and withdrawal during retirement. For tax-saving investments, the PPF Calculator projects 15-year maturity amounts under Section 80C, while the NPS Calculator estimates retirement corpus and monthly pension under Section 80CCD(1B). The Sukanya Samriddhi Calculator is designed for girl child savings under the SSY scheme. For fixed-income investors, the FD & RD Calculator compares maturity amounts across different banks and tenures. The Mutual Fund Overlap Checker analyses your portfolio to identify duplicate stock holdings across funds.
Loan & EMI Calculators
The Loan EMI Calculator computes monthly installments for home loans, car loans, and personal loans, with a complete amortization schedule showing principal and interest breakdown. The Loan Prepayment Calculator shows how making extra payments can reduce your loan tenure and total interest outgo. The Inflation Calculator helps you understand the future purchasing power of today's money, which is essential for long-term financial planning.
Banking Tools
Our banking tools provide instant access to critical banking information. The IFSC Code Finder gives you complete bank branch details from any 11-character IFSC code. The PIN Code Search provides post office, city, district, and state information for any PIN code in India. The MICR Code Finder helps you locate the magnetic ink character recognition code needed for cheque processing. The SWIFT/BIC Code Finder provides international banking codes needed for wire transfers. The Bank Branch Locator helps you find nearby bank branches with complete address and contact information.
Why TaxGST.in is Trusted by 10 Lakh+ Users
- Accurate Calculations: All formulas verified against government rules and RBI guidelines
- No Data Storage: Zero personal data collection — calculations happen entirely in your browser
- Instant Results: Real-time computation as you type — no waiting for server responses
- Latest Updates: Tax slabs, GST rates, and regime rules updated with every government notification
- Free Forever: No premium plans, no trial periods, no hidden costs whatsoever
- Mobile Optimized: Every tool works perfectly on smartphones and tablets

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