Stamp Duty Calculator

Calculate stamp duty and registration charges for property purchase across major Indian states.

About Stamp Duty & Registration Charges

Stamp duty is a tax levied on legal documents to make them legally valid. It is governed by the Indian Stamp Act, 1899 and varies by state.

Stamp Duty: Paid on the property value as per state rates. Typically 4%–7% of property value.
Registration Charges: Additional fee for registering the property document. Usually 1% of property value.
Female Concession: Many states offer lower stamp duty rates for female buyers (e.g., Delhi: 4% for women vs 6% for men).
Rates may vary based on property type, location (urban/rural), and are subject to periodic revision by state governments.

Note: The rates shown are approximate and for estimation purposes only. Always verify current rates from the official state revenue department.

About Stamp Duty Calculator

The Stamp Duty Calculator computes the stamp duty and registration charges for property transactions across all Indian states. Stamp duty is a state-level tax on legal documents, primarily property sale deeds, and varies significantly from 3% to 8% depending on the state, gender (women get discounts in many states), property type, and location. Registration charges are typically 1% of the property value. Our calculator provides state-wise computation for FY 2026-27.

Stamp duty is one of the largest additional costs in property purchases, often overlooked by first-time buyers. In Maharashtra, stamp duty is 5% for men and 4% for women in urban areas; in Delhi, it's 4% for women and 6% for men; in Karnataka, it's 5% plus 1% surcharge. Some states also levy additional charges like transfer duty, surcharge, and cess. Our calculator covers all these components for every state and union territory, helping you budget accurately for your property purchase.

Key Features

State-wise stamp duty computation for all 36 states/UTs
Gender-based rate differences
Registration charges (typically 1%)
Additional charges: surcharge, transfer duty, cess
Ready reckoner rate guidance

Frequently Asked Questions

What is the stamp duty rate in Maharashtra?

In Maharashtra, stamp duty is 5% of property value for male buyers and 4% for female buyers in municipal corporation areas. In rural areas, it's 4% for men and 3% for women. Additional charges include 1% registration fee, 1% metro cess (in Mumbai, Thane, Pune), and 1% surcharge for properties above ₹1 crore. The total effective cost can be 6-7% of the property value.

Do women get stamp duty discounts in India?

Yes, many Indian states offer stamp duty discounts for women buyers to promote property ownership among women. Delhi charges 4% for women vs 6% for men; Maharashtra offers 1% discount; Rajasthan charges 4% for women vs 5% for men; Haryana charges 5% for women vs 7% for men. Some states also offer discounts for joint registration where the woman is the primary owner.

Stamp Duty Calculator