How to Check TDS deducted Using PAN Number in 2025

Tax Deducted at Source (TDS) is a cornerstone of India’s income tax system, ensuring seamless tax collection directly from income sources. Whether you’re a salaried professional, freelancer, or investor, verifying your TDS status using your PAN card is critical to avoid discrepancies, claim refunds, and ensure compliance with the Income Tax Act, 1961.

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In this article we explore the latest methods, tools, and best practices for tracking TDS linked to your PAN in 2025, empowering you with actionable insights.

Why Checking TDS Status Using PAN Card Matters.

Your Permanent Account Number (PAN) is the backbone of all tax-related activities in India. It acts as a unique identifier for tracking TDS deductions across income sources—salaries, interest, rent, or professional fees. By law, deductors (employers, banks, etc.) must file quarterly TDS returns with the Income Tax Department, which are then reflected in your Form 26AS. Regular checks ensure:

• Accurate Tax Credits: Avoid underpayment penalties during Income Tax Return (ITR) filing.
• Transparency: Detect errors like mismatched TAN/PAN or incorrect deduction amounts.
• Refund Claims: Reclaim excess TDS deducted by validating entries in Form 26AS.

How to Check TDS Status Using PAN Card: 2025 Methods.

Here are several ways you can check your TDS status using your PAN card:

1. Through the Income Tax Department’s E-Filing Portal.

This is perhaps the most direct and comprehensive method.

• Step 1: Visit the official Income Tax e-filing portal: https://www.incometax.gov.in/iec/foportal/
• Step 2: If you are not registered, register yourself on the portal using your PAN. If you are already registered, log in using your credentials.
• Step 3: Navigate to the ‘e-File’ section and click on ‘Income Tax Returns’ then select “View Form 26AS (Tax Credit Statement)”.
• Step 4: You will be redirected to the TRACES portal (TRACES is the official website for TDS reconciliation).
• Step 5: Select the assessment year for which you want to view the TDS details and choose the format (HTML or Text).
• Step 6: View or download the Form 26AS. This form provides a detailed summary of all TDS, TCS (Tax Collected at Source), and advance tax payments associated with your PAN.

2. Via Net Banking.

Many banks offer the facility to view Form 26AS through their net banking portals. To use this method, ensure your PAN is linked to your bank account.

• Step 1: Log in to your bank’s net banking portal.
• Step 2: Look for options like “View Tax Credit Statement” or “Form 26AS”.
• Step 3: You will be redirected to the TRACES portal, where you can select the assessment year and view/download Form 26AS.

3. Through the TRACES Portal Directly.

You can also access the TRACES portal directly to view your TDS details.

• Step 1: Visit the TRACES website: https://www.tdscpc.gov.in/
• Step 2: Click on “Taxpayer”.
• Step 3: Choose the option to “View TDS/TCS Certificate”.
• Step 4: Enter the required details, such as your PAN, assessment year, and other information.
• Step 5: Your TDS details will be displayed on the screen.

Understanding Form 26AS: Your TDS Report Card.

Form 26AS is a consolidated tax statement that provides a comprehensive overview of all taxes related to your PAN. Here’s what you’ll typically find in Form 26AS:

• Details of TDS: Information about tax deducted by various entities (employers, banks, etc.) from your income.
• Details of TCS: Information about tax collected at source by sellers.
• Advance Tax Payments: Details of advance tax paid by you.
• Self-Assessment Tax Payments: Details of self-assessment tax paid by you.
• Refund Details: Information about any tax refunds you have received.

Example Scenario: Identifying a TDS Mismatch.

Let’s say you’re checking your TDS status for the financial year 2023-24. According to your salary slips, your employer deducted ₹50,000 as TDS. However, when you view your Form 26AS, you notice that only ₹45,000 is reflected.

In this case, you should immediately contact your employer’s HR or finance department to understand the discrepancy. It’s possible that there was an error in filing the TDS return. Correcting this error in a timely manner will ensure that you receive the correct tax credit when you file your income tax return.

TDS Status Check: Key Details.

• Keep track of all income documents: Maintain records of all income earned, including salary slips, interest certificates, and other relevant documents.
• Regularly check Form 26AS: Make it a habit to check your Form 26AS periodically to ensure that all TDS deductions are accurately reflected.
• Communicate with Deductors: If you notice any discrepancies, promptly communicate with the deductor (employer, bank, etc.) to resolve the issue.
• File your Income Tax Return on Time: Filing your income tax return on time allows you to claim the appropriate tax credit for TDS and avoid penalties.

TDS Compliance Table: Key Forms, Deadlines, and Applicability (2025).

Professional Tips to Avoid TDS-Related Issues.

• Link PAN with Aadhaar: Mandatory for ITR filing and TDS verification.
• Verify Deductor’s TAN: Mismatched TAN/PAN delays tax credits.
• Track Quarterly Updates: Form 26AS refreshes every quarter—review it regularly.
• Rectify Errors Promptly: Contact deductors to file revised returns if entries are incorrect.
• Use the e-Verify Feature: Confirm TDS deposits via the Challan Status tool on TRACES.

Latest Updates and Trends in TDS.

• Increased Scrutiny: The Income Tax Department is increasingly using data analytics to identify discrepancies in TDS filings, making it even more important to ensure accuracy.
• Integration with GST: Efforts are underway to integrate TDS data with GST (Goods and Services Tax) data to improve tax compliance.
• E-Verification: The Income Tax Department is promoting e-verification of TDS returns to streamline the process and reduce errors.

FAQs About Checking TDS Status Using PAN Card

Q: How often should I check my TDS status?

A: It’s recommended to check your TDS status at least once every quarter to ensure that all deductions are accurately reflected.

Q: What should I do if I find a discrepancy in my TDS status?

A: Contact the deductor (employer, bank, etc.) immediately to understand the reason for the discrepancy and request them to rectify the error.

Q: Can I check my TDS status if I don’t have a net banking account?

A: Yes, you can check your TDS status through the Income Tax e-filing portal or the TRACES portal, even if you don’t have a net banking account.

Q: Is Form 26AS the only way to check TDS status?

A: Form 26AS is the most comprehensive way to check your TDS status, as it provides a consolidated view of all tax-related information.

Q: What is the significance of the assessment year when checking TDS status?

A: The assessment year is the year following the financial year for which you are checking the TDS status. For example, if you are checking the TDS status for the financial year 2023-24, the assessment year would be 2024-25.

By following these steps and staying informed about the latest updates, you can effectively monitor your TDS status using your PAN card and ensure compliance with income tax regulations. Checking TDS status using PAN card is very easy now!

Conclusion: Stay Ahead of Tax Compliance.

With digitization streamlining tax processes, checking TDS status using your PAN card has never been easier. By leveraging TRACES, Form 26AS, or net banking, you can ensure accurate tax credits, avoid legal hassles, and claim rightful refunds. Bookmark this guide, set quarterly reminders, and empower yourself with financial transparency in 2025!

Disclaimer:

The information provided in this article is for general informational purposes only and should not be considered professional tax or financial advice. While we strive to ensure the accuracy and reliability of the content, tax laws and procedures may change over time. Readers are advised to consult a certified tax professional or refer to official government portals for the latest updates and personalized guidance. The author and publisher disclaim any liability for actions taken based on the information provided in this article.

C.K. Gupta

Hello, I am C.K. Gupta Founder of Taxgst.in, a seasoned finance professional with a Master of Commerce degree and over 20 years of experience in accounting and finance. My extensive career has been dedicated to mastering the intricacies of financial management, tax consultancy, and strategic planning. Throughout my professional journey, I have honed my skills in financial analysis, tax planning, and compliance, ensuring that all practices adhere to the latest financial regulations. My expertise also extends to auditing, where I focus on maintaining accuracy and integrity in financial reporting. I am passionate about using my knowledge to provide insightful and reliable financial advice, helping businesses optimize their financial strategies and achieve their economic goals. At Taxgst.in, I aim to share valuable insights that assist our readers in navigating the complex world of taxes and finance with ease.