Calculators & Tools
Free Tax & Finance Calculators
GST Tools
13 toolsGST Calculator
Calculate CGST, SGST, IGST for all GST 2.0 slabs (0%, 5%, 18%, 40%)
Reverse GST Calculator
Remove GST from total amount to find base price
GST Late Fee Calculator
Calculate penalty & interest for delayed GST return filing
GST Number Verification
Verify GSTIN and get complete taxpayer details, filing history & PAN search
HSN Code Finder
Find HSN/SAC codes with applicable GST rates for goods & services
E-Way Bill Calculator
Calculate E-Way Bill requirements based on consignment value and distance
GST Interest Calculator
Compute interest on delayed GST payment under Section 50 of CGST Act
GST Composition Scheme Calculator
Compare regular vs composition scheme tax liability for small businesses
ITC Reversal Calculator
Calculate ITC reversal under Rule 42 & 43 for exempt and taxable supplies
E-Way Bill Validity Calculator
Check E-Way Bill validity period and extension based on distance and mode
GST Return Due Date Tracker
Track all GST return due dates — GSTR-1, GSTR-3B, GSTR-9 with reminders
GST Registration Eligibility
Check if your business needs GST registration based on turnover threshold
GST Invoice Generator
Generate GST-compliant invoices with CGST, SGST, IGST breakup
Tax Calculators
23 toolsIncome Tax Calculator
Calculate income tax for FY 2026-27 with old & new regime comparison
Old vs New Tax Regime
Compare tax regimes to find which saves more tax
HRA Calculator
Calculate House Rent Allowance exemption under Section 10(13A)
Capital Gain Tax Calculator
Calculate LTCG and STCG on property, stocks, mutual funds
TDS Calculator
Calculate Tax Deducted at Source on salary, rent, professional fees
TDS Rate Chart
Complete TDS rate chart for all sections — 194A to 194Q with threshold limits
Advance Tax Calculator
Calculate quarterly advance tax installments and avoid interest under 234C
Surcharge & Cess Calculator
Calculate surcharge and health & education cess on income tax
Rent Receipt Generator
Generate rent receipts for HRA exemption — ready to print
TCS Calculator
Calculate Tax Collected at Source on specified transactions under Section 206C
Professional Tax Calculator
Calculate professional tax liability based on state-wise monthly salary slabs
Section 80C Deduction Planner
Plan Section 80C deductions — PPF, ELSS, NPS, LIC, home loan principal
CTC Breakup Calculator
Break down CTC into basic, HRA, allowances, PF, and take-home salary
Leave Encashment Calculator
Calculate leave encashment amount and tax exemption under Section 10(10AA)
LTCG Tax Calculator
Calculate Long-Term Capital Gains tax on equity, debt, and property
Crypto Tax Calculator
Calculate tax on cryptocurrency gains — flat 30% rate with TDS provisions
Dividend Tax Calculator
Calculate tax on dividend income post-abolition of DDT from FY 2020-21
Tax Residency Calculator
Determine residential status under Income Tax Act — Resident, RNOR, or NRI
Surcharge Calculator
Calculate applicable surcharge on income tax based on total income level
Form & Section Finder
Find the right ITR form and applicable sections based on income type
PAN Validator
Validate PAN number format and check PAN-Aadhaar linking status
HUF Tax Calculator
Calculate income tax for Hindu Undivided Family with separate basic exemption
Section 89 Relief Calculator
Calculate relief under Section 89(1) for arrears and advance salary
Investment Calculators
21 toolsSIP Calculator
Calculate mutual fund SIP returns with year-wise growth table
Step-Up SIP Calculator
Plan SIP with annual increment — grow investment by 10% or 20% yearly
SIP to Crorepati
Plan your journey to Rs.1 Crore with monthly SIP targets
SIP & SWP Calculator
Calculate SIP accumulation and plan systematic SWP withdrawals
Mutual Fund Overlap
Check portfolio diversification and identify overlapping stock holdings
PPF Calculator
Calculate PPF maturity with 80C tax benefits — 15-year lock-in
NPS Calculator
Calculate NPS pension corpus, monthly pension & tax savings under 80CCD
Sukanya Samriddhi
SSY calculator for girl child — 21-year maturity with tax-free returns
Gratuity Calculator
Calculate gratuity payout under Payment of Gratuity Act 1972
FD & RD Calculator
Calculate Fixed Deposit & Recurring Deposit maturity with compound interest
EPF Calculator
Calculate EPF corpus with employer contribution, interest & withdrawal rules
ELSS Calculator
Calculate ELSS mutual fund returns with Section 80C tax saving benefits
Atal Pension Yojana Calculator
Calculate APY contribution for pension of Rs.1,000 to Rs.5,000 per month
Senior Citizens Savings Scheme
Calculate SCSS quarterly interest and maturity — 5-year scheme for 60+
NSC Calculator
Calculate National Savings Certificate maturity with Section 80C benefit
Kisan Vikas Patra Calculator
Calculate KVP maturity — doubles your investment in prescribed period
Post Office MIS Calculator
Calculate Post Office Monthly Income Scheme monthly interest payout
CAGR Calculator
Calculate Compound Annual Growth Rate for investments and business revenue
Compound Interest Calculator
Calculate compound interest with different compounding frequencies
Inflation Calculator
Calculate future value of money and purchasing power over time
Gold Rate Calculator
Check current gold rates and calculate gold investment returns
Loan & EMI Calculators
11 toolsLoan EMI Calculator
Calculate EMI for home loan, car loan, personal loan with amortization schedule
EMI/Loan Prepayment
Calculate savings from part-prepayment or full foreclosure of loan
Home Loan EMI Calculator
Calculate home loan EMI with interest rate comparison and prepayment options
Car Loan EMI Calculator
Calculate car loan EMI with down payment and tenure comparison
Personal Loan EMI Calculator
Calculate personal loan EMI with processing fee and interest breakdown
Education Loan EMI Calculator
Calculate education loan EMI with moratorium period and subsidy options
Business Loan EMI Calculator
Calculate business loan EMI with working capital and term loan options
Loan Balance Transfer Calculator
Compare savings from transferring loan to a lower interest rate bank
Loan Foreclosure Calculator
Calculate foreclosure charges and total savings on early loan closure
PMAY Calculator
Calculate Pradhan Mantri Awas Yojana subsidy and effective home loan cost
KCC Calculator
Calculate Kisan Credit Card loan limit, interest subvention and repayment
Document Generators
4 toolsSalary Slip Generator
Generate professional salary slips with earnings, deductions & net pay
Form 16 Generator
Generate Form 16 with tax computation, TDS details and employer info
Proforma Invoice Generator
Create proforma invoices with item details, taxes and payment terms
Income/Expense Statement Generator
Generate income and expense statements for ITR filing and financial planning
Banking Tools
5 toolsIFSC Code Search
Find bank branch details by IFSC code — bank name, address, MICR
PIN Code Search
Search PIN codes across India — post office, city, district, state info
MICR Code Search
Find MICR codes for banks — essential for cheque processing
SWIFT Code Search
Find SWIFT/BIC codes for international wire transfers
Bank Branch Locator
Locate bank branches nearby — IFSC code, address, contact details
Utility Tools
8 toolsNumber to Words Converter
Convert numbers to words in Indian and international format for cheques & invoices
Stamp Duty Calculator
Calculate stamp duty on property, rental agreements and documents state-wise
Depreciation Calculator
Calculate depreciation — SLM, WDV methods as per Companies Act & IT Act
Profit Margin Calculator
Calculate gross, net and operating profit margin from revenue and costs
Break-Even Point Calculator
Calculate break-even point in units and revenue for business planning
Age Calculator
Calculate exact age in years, months and days from date of birth
Date Difference Calculator
Calculate exact difference between two dates in years, months and days
Discount Calculator
Calculate discounted price, savings and discount percentage instantly
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Why Use TaxGST Free Tax & Finance Tools?
100% Free — No Registration Required
All 85 calculators and tools are completely free to use. No sign-up, no hidden charges, no data collection. Just open and calculate instantly.
Updated for FY 2026-27 & GST 2.0
All tools reflect the latest tax slabs, new GST 2.0 rates (0%, 5%, 18%, 40%) from the 56th GST Council meeting, and updated income tax regime rules under the Union Budget 2025.
Mobile-First Design
Every calculator is built with responsive design — works perfectly on mobile phones, tablets, and desktop computers. Calculate on the go.
Privacy First — Your Data Stays Yours
We don't store any personal or financial data. All calculations happen in your browser. Your information never leaves your device.
Complete Guide to TaxGST Free Online Calculators
TaxGST.in offers India's most comprehensive suite of 85+ free online tax, GST, investment, loan, banking, and utility calculators. Whether you're a salaried professional calculating income tax, a business owner computing GST liability, an investor planning SIP returns, or a student exploring loan EMIs, our tools provide instant, accurate results updated for the latest financial year 2026-27.
GST Tools for Businesses & Professionals
Our GST Calculator supports all GST 2.0 slabs — 0%, 0.25%, 3%, 5%, 18%, and 40% — and computes CGST, SGST for intra-state transactions and IGST for inter-state transactions. Use the Reverse GST Calculator to extract the base price from a GST-inclusive amount. The GST Late Fee Calculator estimates penalties and interest on delayed GSTR-1, GSTR-3B, and GSTR-9 filings. The GST Number Verification tool lets you verify any GSTIN in real-time, fetching complete taxpayer details, filing history, and business information. The HSN Code Finder helps identify correct HSN/SAC codes and applicable GST rates for goods and services. The E-Way Bill Calculator determines E-Way Bill requirements, while the GST Interest Calculator computes interest on delayed GST payment. The GST Composition Scheme Calculator helps small businesses compare tax liability under composition vs regular scheme. The ITC Reversal Calculator handles input tax credit reversal calculations. Track all return due dates with the GST Return Due Date Tracker, check registration requirements with the GST Registration Eligibility checker, and generate compliant invoices with the GST Invoice Generator.
Tax Calculators for Salaried Individuals & Businesses
Our Income Tax Calculator lets you compute tax under both the old and new tax regimes, helping you choose the one that saves maximum tax. The Old vs New Tax Regime Comparator provides a side-by-side comparison so you can see exactly how much you save. For those claiming house rent exemption, the HRA Calculator computes the exemption under Section 10(13A) considering actual rent paid, basic salary, and HRA received. The Capital Gain Tax Calculator handles LTCG and STCG on property, stocks, and mutual funds. The TDS Calculator helps you determine tax deduction at source for various payment types, while the TDS Rate Chart provides a comprehensive reference for all sections. Plan quarterly payments with the Advance Tax Calculator and compute additional tax with the Surcharge & Cess Calculator. Generate HRA proof with the Rent Receipt Generator. Calculate Tax Collected at Source with the TCS Calculator, state-wise professional tax with the Professional Tax Calculator, and maximize deductions with the Section 80C Deduction Planner. Understand your salary structure with the CTC Breakup Calculator, compute leave encashment with the Leave Encashment Calculator, and plan for capital gains with the LTCG Tax Calculator. For modern investors, the Crypto Tax Calculator handles the flat 30% tax on virtual digital assets, the Dividend Tax Calculator computes post-DDT dividend taxation, and the Tax Residency Calculator determines your residential status. The Surcharge Calculator, Form & Section Finder, PAN Validator, HUF Tax Calculator, and Section 89 Relief Calculator round out our comprehensive tax tool suite.
Investment & Retirement Planning Calculators
Plan your wealth creation journey with our investment calculators. The SIP Calculator shows projected returns on monthly mutual fund SIP investments with year-wise growth breakdown. The Step-Up SIP Calculator models annual increment in your SIP amount. The SIP to Crorepati Calculator helps you determine the monthly SIP needed to reach Rs. 1 Crore. The SIP & SWP Calculator is a dual-purpose tool that computes both accumulation during working years and withdrawal during retirement. The Mutual Fund Overlap Checker analyses your portfolio to identify duplicate stock holdings across funds. For tax-saving investments, the PPF Calculator projects 15-year maturity amounts under Section 80C, while the NPS Calculator estimates retirement corpus and monthly pension under Section 80CCD(1B). The Sukanya Samriddhi Calculator is designed for girl child savings under the SSY scheme. For fixed-income investors, the FD & RD Calculator compares maturity amounts across different banks and tenures, the EPF Calculator projects your provident fund corpus, and the ELSS Calculator computes tax-saving mutual fund returns. Small savings schemes include the Atal Pension Yojana Calculator, Senior Citizens Savings Scheme Calculator, NSC Calculator, Kisan Vikas Patra Calculator, and Post Office MIS Calculator. The Gratuity Calculator estimates payout for long-serving employees. Analyze returns with the CAGR Calculator and Compound Interest Calculator, understand purchasing power with the Inflation Calculator, and track precious metal prices with the Gold Rate Calculator.
Loan & EMI Calculators
The Loan EMI Calculator computes monthly installments for any loan type with a complete amortization schedule. The EMI/Loan Prepayment Calculator shows how making extra payments can reduce your loan tenure and total interest outgo. Specialized calculators include the Home Loan EMI Calculator, Car Loan EMI Calculator, Personal Loan EMI Calculator, Education Loan EMI Calculator, and Business Loan EMI Calculator — each tailored with relevant parameters for the loan type. Evaluate refinancing options with the Loan Balance Transfer Calculator and early closure with the Loan Foreclosure Calculator. Government scheme benefits can be calculated with the PMAY Calculator for housing subsidy and the KCC Calculator for Kisan Credit Card limits.
Document Generators
Create professional documents instantly with our generators: Salary Slip Generator produces detailed payslips, Form 16 Generator creates TDS certificates, Proforma Invoice Generator drafts pre-sale invoices, and Income/Expense Statement Generator prepares financial summaries for ITR filing.
Banking Tools
Our banking tools provide instant access to critical banking information. The IFSC Code Search gives you complete bank branch details from any 11-character IFSC code. The PIN Code Search provides post office, city, district, and state information for any PIN code in India. The MICR Code Search helps you locate the magnetic ink character recognition code needed for cheque processing. The SWIFT Code Search provides international banking codes needed for wire transfers. The Bank Branch Locator helps you find nearby bank branches with complete address and contact information.
Utility Tools
Our utility tools handle everyday calculations: the Number to Words Converter converts numbers to text in Indian and international formats for cheques and invoices. The Stamp Duty Calculator computes state-wise stamp duty on property and agreements. The Depreciation Calculator handles SLM and WDV methods as per Companies Act and Income Tax Act. The Profit Margin Calculator and Break-Even Point Calculator help with business planning. The Age Calculator, Date Difference Calculator, and Discount Calculator handle everyday computation needs.
Why TaxGST.in is Trusted by 10 Lakh+ Users
- Accurate Calculations: All formulas verified against government rules and RBI guidelines
- No Data Storage: Zero personal data collection — calculations happen entirely in your browser
- Instant Results: Real-time computation as you type — no waiting for server responses
- Latest Updates: Tax slabs, GST rates, and regime rules updated with every government notification
- Free Forever: No premium plans, no trial periods, no hidden costs whatsoever
- Mobile Optimized: Every tool works perfectly on smartphones and tablets

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